No insurance? No problem.

Stay on track without dental insurance.

No insurance? The Kitto membership plan covers your routine care for one yearly fee and takes 10% off most other care. No claim forms, no deductibles, no waiting period.

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4.9 out of 5 from 473 Google reviews (as of October 2026). Read them on GoogleCaring for Santa Maria families for more than 40 yearsThree dentists accepting new patients
The Kitto Family Dental membership plan is $549 a year for adults and $449 a year for children 14 and under. It includes two routine cleanings, one exam, one set of check-up x-rays, and two fluoride varnish treatments, plus 10% off most other care at our Santa Maria office. It isn’t dental insurance, and it is meant for patients who don’t have a dental plan.

What your membership includes.

Each membership year covers the routine care that keeps small problems small.

Two routine cleanings

For healthy gums, when no gum disease is present.

One check-up exam

A full look at your teeth, gums, and bite with the doctor.

One set of check-up x-rays

The routine images we use to spot problems early.

Two fluoride varnish treatments

Extra protection against cavities for kids and adults.

Plus 10% off

  • Additional cleanings
  • X-rays
  • Emergency office visits
  • Cosmetic procedures
  • Periodontal care for unhealthy gums
  • All general dentistry procedures

Simple, yearly pricing.

Adults

$549 a year

Two cleanings, exam, x-rays, and fluoride, plus 10% off most other care.

Children 14 and under

$449 a year

The same routine care and savings, sized for kids.

  • No yearly maximums
  • No deductibles
  • No claim forms
  • No pre-authorizations
  • No pre-existing condition limits
  • No waiting period

How to join.

  1. Call or ask at your visit

    Call us at (805) 922-4109 or ask the front desk to sign you up.

  2. Pay the yearly fee

    The 12-month fee is due when you join. Your membership starts once we receive it.

  3. Book your visits

    Schedule your cleanings and exam ahead of time so you can use them within your 12 months.

  4. Renew each year

    Renewal is due at the start of the month you first joined. A $50 reinstatement fee applies if your plan lapses.

Good to know.

  • The membership isn’t dental insurance and can only be used at Kitto Family Dental.
  • It can’t be combined with another dental plan or insurance.
  • Unused visits don’t carry over, and fees aren’t refunded if appointments aren’t used.
  • Memberships aren’t refundable or transferable.
  • Discounts don’t apply to treatment received before you joined.
  • Discounts don’t apply to clear aligners, or when you pay with CareCredit or Cherry financing.
  • Payment for other services is due when the care is provided.
  • The plan can’t be used for referrals to specialists, hospital charges, care covered by workers’ compensation or auto insurance, or treatment outside what our doctors provide.
  • Our regular office policies apply, including missed and cancelled appointment policies.

Common questions

Who is the membership plan for?
It’s for patients who don’t have dental insurance and want routine care at a set yearly price. If you have dental insurance, we’ll use your benefits instead. See insurance and payment.
How much does the membership cost?
$549 a year for adults and $449 a year for children 14 and under. The full 12-month fee is due when you join.
What is included?
Two routine cleanings for healthy gums, one check-up exam, one set of check-up x-rays, and two fluoride varnish treatments each membership year, plus 10% off most other care.
What if I have gum disease?
The included cleanings are routine cleanings for healthy gums. If you need gum treatment, your membership takes 10% off periodontal care. See gum health.
Can I use the membership with my insurance?
No. The membership can’t be combined with dental insurance or another dental plan.
Is there a waiting period?
No. Your membership starts once we receive your yearly fee, with no waiting period and no pre-existing condition limits.
Can I pay with CareCredit or Cherry?
Yes, we accept CareCredit and Cherry financing for treatment. Membership discounts don’t apply to care paid with CareCredit or Cherry.
What happens if my membership lapses?
Renewal is due at the start of the month you first joined. If your plan lapses, a $50 reinstatement fee applies. Memberships aren’t refundable or transferable.

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Your first visit

Exactly what happens at your first appointment, start to finish.

See your first visit

Cleanings and exams

Gentle, unhurried preventive visits that keep small problems small.

See cleanings and exams

Kids’ dentistry

Patient, playful visits that build trust before treatment.

See kids’ dentistry

Ready to join?

Call us and we’ll sign you up, answer your questions, and help you book your first visit.

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